Buying with Poor Credit in Washington DC
January 20, 2017
CarSmart Now has tips for you about buying with poor credit in Washington DC. In fact, these tips will work just about anywhere – but especially if you are geographically close to us. We know that life sometimes dishes out little surprises that can take down your credit rating in a big hurry. Buying a reliable vehicle on which you make regular payments will help repair your rating.
One of the things that you will need in order to purchase a vehicle on credit is a reliable income. Perhaps that was what went wrong in the first place – you lost your job, your hours were reduced or you were ill. When you put in a loan application, be sure to provide pay stubs or other proof of income at the time of application. On the flip side of that, make a list of everything that you pay out each month. Subtract that amount from your take-home pay – not your gross, and look very seriously at the amount that is left. You need to have enough money for groceries and those little emergency expenses, as well as the amount of your vehicle payment. Finally, fill out our credit application online. We have contact with hundreds of lenders, giving you the opportunity to sift through them until you find one that will meet your needs.
CarSmart Now has tips for you about buying with poor credit in Washington DC, just give us a call at (888) 292-8115. You can use our online application tool to pre-apply for a loan or you can visit our office. Our friendly, knowledgeable staff will work with you to discover the best way for you to re-grow your credit and obtain the vehicle you need to get back on your feet.