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Used Car Buying Tips with Poor Credit

January 28, 2014  

bad credit auto loans in Temple Hills, MDYou should never lose hope of owning your desired car just because you have a poor credit. The basic fact here is that even if you have a bad credit there will be always several financing options available. Herein, are a few tips to get you started when considering buying a car.

Disclose All Relevant Information

One mistake people make is holding back information which they think that might delay the process or prevent them from getting the loan. Unfortunately, when the lender finds out that not all information has been disclosed, then it will become more difficult to obtain the loan. Provide your social security number, income, address, driving license, credit references, bills, personal liability coverage among all other details requested on your finance application. All information will populate on your credit report, so upfront honesty about your situation is key.

Down Payment Works Wonders

This is another important tip that can be very useful in getting your desired car. Having a substantial down payment will convince the lender that you have the ability of paying the loan together with the interest rate. What this means is that the total loan amount will be little thus you will be able to get it paid off easily and quickly.

Do not give up on a vehicle purchase just because you have a poor credit. Our auto finance experts at Car Smart Now can help to obtain a auto loan regardless of your credit situation or payment history. Contact us today at (888)292-8115 to apply, or for more information regarding bad credit auto loans in Temple Hills, MD.

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Vaurice and Tim was very helpful. It’s been a great experience and they put me in a car that I’m happy


Vaurice and his coworkers was super helpfull everyone there was super helpful with helping me purchase my first car ... even with my handfull of a toddler with me lol super nice crew


They are the best


Reese has great customer service and very knowledgeable of vehicles and their operations. Great experience, would definitely recommend!!!


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Great Neighborhood dealership with competitive prices.


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I just got a car from here. Great vibes and customer care. Warranty Great. Love my salesman.(Tae) Highly recommended.