We're Open! See Our Response To COVID-19
  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

Used Car Buying Tips with Poor Credit

January 28, 2014  

bad credit auto loans in Temple Hills, MDYou should never lose hope of owning your desired car just because you have a poor credit. The basic fact here is that even if you have a bad credit there will be always several financing options available. Herein, are a few tips to get you started when considering buying a car.

Disclose All Relevant Information

One mistake people make is holding back information which they think that might delay the process or prevent them from getting the loan. Unfortunately, when the lender finds out that not all information has been disclosed, then it will become more difficult to obtain the loan. Provide your social security number, income, address, driving license, credit references, bills, personal liability coverage among all other details requested on your finance application. All information will populate on your credit report, so upfront honesty about your situation is key.

Down Payment Works Wonders

This is another important tip that can be very useful in getting your desired car. Having a substantial down payment will convince the lender that you have the ability of paying the loan together with the interest rate. What this means is that the total loan amount will be little thus you will be able to get it paid off easily and quickly.

Do not give up on a vehicle purchase just because you have a poor credit. Our auto finance experts at Car Smart Now can help to obtain a auto loan regardless of your credit situation or payment history. Contact us today at (888)292-8115 to apply, or for more information regarding bad credit auto loans in Temple Hills, MD.

We Love Our Customers!

My experience was AMAZING! Da’antes customer service was unmatched! I totally appreciate everything went well thank you for assisting me with my purchase

I'm so happy,They went above and beyond to get me into a nice vehicle.Please check them out.

My daughter got her car from here so I wouldn’t get a car from them they ok if you don’t have credit they are nice people so if anyone looking to buy go there for building up credit

Ishmael and the entire team were beyond AMAZING!! Truly a gem!! A+ Champion service!!

Ismael is wonderful and the ENTIRE team! A+ CHAMPION SERVICE

The best car buying experience...when everyone said no they made it happen

I had the best and easiest experience today at Carsmart. Ismail and Daunte helped me get in a 2021 vehicle even with my repossession. These guys go the distance to get you in a car!! My son and his fiance came and they got a car too!! Come out to Carsmart, you'll be happy you did!!

Just wanted to say I am very pleased with the service I got today from MR. Haseeb & ismail & Daunte & Raeshawn they did everything in their power to help me leave today with my brand new 2021 Chevy trax. Couldn’t be any happier I will definitely recommend anyone to come to these awesome people thank you so much

Awesome service, everything was fast a east. I definitely recommend the service. S/o to D'aunte

The service at Carsmart is top notch. Even though I came in with not all my ducks in a row they got me out the door with a car that me and my spouse are happy with. And a special thanks to Raeshawn for all her help with the car buying process and my kids who ran her up a wall.