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Used Car Tips When Buying With Poor Credit in Capitol Heights

February 4, 2015  

used car tips, buying with poor credit in Capitol HeightsNot having a stellar credit history does have its challenges. Obtaining a car loan with poor credit does not have to be one of them. By following these used car tips, buying with poor credit in Capitol Heights may not pose a problem what-so-ever. In fact, it may very well assist in getting things back on financial track.

  •  Develop a Budget: Knowing how much money is coming in and going out each month will give an idea how much can be allocated to a car payment. Seeing on paper just how much is going out and on what, may even shed  light on some non- essential spending.
  •  Wants and Needs: What is the vehicle to be used for? For everyday driving back and forth to work, a high end foreign sports car may not be appropriate. However, if in the construction industry or something similar, a pick-up truck may be applicable.
  •  Understand How Interest Rates Work: Having poor credit makes for high risk lending. As such, the interest rates can be higher. When loan offers are made, check the terms and conditions of those with the lowest interest rates to ensure the payments are well within your budget.
  •  Consider a Co-signer: Asking a friend or family member with a good credit history to co-sign a loan may produce a better interest rate and terms. Keep in mind, however, this can be a stressful decision for any family member or friend.
  • Work with a Team: Finding an auto dealer that has an in house financial team can produce amazing results by using the wide range of lending institutions at their disposal. At CarSmart, this is exactly what we do. Along with a huge selection of affordable pre-owned vehicles, we offer to put our financial team to work for you. Getting you the best rates possible regardless of credit history.

If you have experienced a few financial stumbles and are looking for a used car, consider the above used car tips, buying with poor credit in Capitol Heights, then call CarSmart at (888)292-8115. Our experienced sales and financial team will get you the best rates and terms possible.

We Love Our Customers!

This place was good patient they work with I would recommend anytime Tim an vaurice where very helpful along with the rest of the staff!!

I had a very lovely experience at CarSmart today. They helped me get financed with bad credit. Vaurice, Dante, Ismail and Tim will get you into a new vehicle. They were fast and super professional and very nice. If you need a new car, Come on over to CarSmart. They can get the job done.

I am well,well pleased with the service that I received from CarSmart, especially Dante's. You were an excellent salesman and showed much respect to me and my friend during the purchase of my new vehicle. I appreciate you and keep up the great work 😊.

Vaurice was Great ! Got us in and out in no time. Would definitely recommend this place to family.

I came here not sure if I would leave with a vehicle. But everyone was so great careing and showed so much respect that I was was so over well with the care that everyone gave. If I ever have have to get another vehicle I will have come here. I will refer anyone. The best of them all are Sales Rep. Vaurice was my sellsman and he was extremely great along with Ismail and Haceeb. THANK YOU Carsmart.

Great experience love this car dealer and vaurice was a great help everything was excellent. The process was fast and easy and we got the best deal in the area.

Carsmart is the best, they helped me get a vehicle when nobody else would. Vaurice was excellent with assistance, nice attitude. Everybody should come to Carsmart especially for low credit options.

Got my car from here. They were good ppl!

First time getting my car and the experience with them was great! They work great with you to get the car that fits right for you and make sure that it’s something you can afford. Vaurice is nice, professional and knowledgeable about the cars. The entire team is great and make you feel comfortable with speaking to them.

Very nice cars