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Used Car Tips When Buying With Poor Credit in Capitol Heights

February 4, 2015  

used car tips, buying with poor credit in Capitol HeightsNot having a stellar credit history does have its challenges. Obtaining a car loan with poor credit does not have to be one of them. By following these used car tips, buying with poor credit in Capitol Heights may not pose a problem what-so-ever. In fact, it may very well assist in getting things back on financial track.

  •  Develop a Budget: Knowing how much money is coming in and going out each month will give an idea how much can be allocated to a car payment. Seeing on paper just how much is going out and on what, may even shed  light on some non- essential spending.
  •  Wants and Needs: What is the vehicle to be used for? For everyday driving back and forth to work, a high end foreign sports car may not be appropriate. However, if in the construction industry or something similar, a pick-up truck may be applicable.
  •  Understand How Interest Rates Work: Having poor credit makes for high risk lending. As such, the interest rates can be higher. When loan offers are made, check the terms and conditions of those with the lowest interest rates to ensure the payments are well within your budget.
  •  Consider a Co-signer: Asking a friend or family member with a good credit history to co-sign a loan may produce a better interest rate and terms. Keep in mind, however, this can be a stressful decision for any family member or friend.
  • Work with a Team: Finding an auto dealer that has an in house financial team can produce amazing results by using the wide range of lending institutions at their disposal. At CarSmart, this is exactly what we do. Along with a huge selection of affordable pre-owned vehicles, we offer to put our financial team to work for you. Getting you the best rates possible regardless of credit history.

If you have experienced a few financial stumbles and are looking for a used car, consider the above used car tips, buying with poor credit in Capitol Heights, then call CarSmart at (888)292-8115. Our experienced sales and financial team will get you the best rates and terms possible.

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Wow what a great experience Vaurice,Tim,Ismail,and lastly Haseeb took wonderful care of me especially with all the questions I had but they reassured me every step of the way and now I’m on the road Yall watch out LOL Thank you so much CARSMART Definitely worth every minute


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This place is great! They really tend to your needs in a car, and work with you to ensure you leave there in a car! Ishmael was my salesman, he was understanding, and offer me great deals! I'm happy with my decision to go to CarSmart, and would HIGHLY recommend them to all my friends and family.