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Auto Financing in Coral Hills

February 12, 2015  

Auto Financing in Coral HillsWhen it comes to purchasing a quality used vehicle, one of the main considerations is how to pay for it. Ideally, it would be nice to have the ability to pay cash for the vehicle and be done with it. Unfortunately, this option isn’t always open to many individuals. The next consideration then becomes where to borrow the money. Having a better understanding of auto financing in Coral Hills may give you the edge to know which, if either has better benefits; direct borrowing from a traditional bank or dealer financing.

Traditional Banks

If the borrower has a decent credit history with a particular bank, that bank may be able to offer a good loan rate and terms. It is always advised however, to compare rates with other lenders. The information obtained through this comparison could be used as a negotiating tool. If there have been past discrepancies in the borrower’s credit, the bank may flatly say ‘no’, or offer an outrages loan rate.

Dealer Financing

Car dealers are really looking to get the buyer into one of their cars and after receiving all of the required information will do all the work to make that happen. In most cases, dealers work with a number of different banks and financial institutions which enable them to search for the best rates on your behalf. Even with less than perfect credit, the dealer would most likely be able to find a good deal. A dealer may also offer other purchase incentives enticing the buyer to deal directly with them.

Ultimately, the buyer will choose between the loyalty to their bank or the convenience of the dealer. Whichever suits their financial situation best. If you are in the market for a quality pre-owned vehicle, give CarSmart a call today at (888)292-8115 to discuss your options of auto financing in Coral Hills.

We Love Our Customers!

This place was good patient they work with I would recommend anytime Tim an vaurice where very helpful along with the rest of the staff!!


I had a very lovely experience at CarSmart today. They helped me get financed with bad credit. Vaurice, Dante, Ismail and Tim will get you into a new vehicle. They were fast and super professional and very nice. If you need a new car, Come on over to CarSmart. They can get the job done.


I am well,well pleased with the service that I received from CarSmart, especially Dante's. You were an excellent salesman and showed much respect to me and my friend during the purchase of my new vehicle. I appreciate you and keep up the great work 😊.


Vaurice was Great ! Got us in and out in no time. Would definitely recommend this place to family.


I came here not sure if I would leave with a vehicle. But everyone was so great careing and showed so much respect that I was was so over well with the care that everyone gave. If I ever have have to get another vehicle I will have come here. I will refer anyone. The best of them all are Sales Rep. Vaurice was my sellsman and he was extremely great along with Ismail and Haceeb. THANK YOU Carsmart.


Great experience love this car dealer and vaurice was a great help everything was excellent. The process was fast and easy and we got the best deal in the area.


Carsmart is the best, they helped me get a vehicle when nobody else would. Vaurice was excellent with assistance, nice attitude. Everybody should come to Carsmart especially for low credit options.


Got my car from here. They were good ppl!


First time getting my car and the experience with them was great! They work great with you to get the car that fits right for you and make sure that it’s something you can afford. Vaurice is nice, professional and knowledgeable about the cars. The entire team is great and make you feel comfortable with speaking to them.


Very nice cars