• Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 9:00 AM – 5:00 PM | Sun: Closed

Auto Financing in Coral Hills

February 12, 2015  

Auto Financing in Coral HillsWhen it comes to purchasing a quality used vehicle, one of the main considerations is how to pay for it. Ideally, it would be nice to have the ability to pay cash for the vehicle and be done with it. Unfortunately, this option isn’t always open to many individuals. The next consideration then becomes where to borrow the money. Having a better understanding of auto financing in Coral Hills may give you the edge to know which, if either has better benefits; direct borrowing from a traditional bank or dealer financing.

Traditional Banks

If the borrower has a decent credit history with a particular bank, that bank may be able to offer a good loan rate and terms. It is always advised however, to compare rates with other lenders. The information obtained through this comparison could be used as a negotiating tool. If there have been past discrepancies in the borrower’s credit, the bank may flatly say ‘no’, or offer an outrages loan rate.

Dealer Financing

Car dealers are really looking to get the buyer into one of their cars and after receiving all of the required information will do all the work to make that happen. In most cases, dealers work with a number of different banks and financial institutions which enable them to search for the best rates on your behalf. Even with less than perfect credit, the dealer would most likely be able to find a good deal. A dealer may also offer other purchase incentives enticing the buyer to deal directly with them.

Ultimately, the buyer will choose between the loyalty to their bank or the convenience of the dealer. Whichever suits their financial situation best. If you are in the market for a quality pre-owned vehicle, give CarSmart a call today at (888)292-8115 to discuss your options of auto financing in Coral Hills.

We Love Our Customers!

Car smart is the best, I was in an out in less then two hour an my salesman ( Daunte) made me feel like a family member who gave me a car

Great Experience! Daunte was extremely professional and knowledgeable. He made my first time buying a car stress-free! Will be recommending him to everyone I know looking to purchase a vehicle. 10/10

They are quick and very efficient. I love the customer service

I recommend Tae as the best car salesman im the DMV area

This place is awesome ! I’ve been looking and looking to no avail. Reach out to them today and got me a car today !! It’s been a long time coming .

They are great stayed open late and ensured I was able to drive away same day . Thank you Raeshawn

Good Excellent service we really appreciate all that ya'll done for us!!!!!!

Getting a car was seamless at CarSmart. They are friendly, professional, and knowledgeable. I made an appointment and was able to get in and out within 2 hours. Rashauna was extremely helpful and was able to tell me everything I needed to know about the car. Ishmael and Tim both worked diligently to help me get the best financing options. I would definitely recommend visiting CarSmart if you are looking to purchase a vehicle anytime soon.

Very professional and will work with you.

Great experience here ! Highly recommended !!!!!!! Sales are TAE ,TIM, Raeshawn