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Help with Bankruptcy Auto Loans in Capitol Heights

August 24, 2016  

Bankruptcy loans in Capitol HeightsCarsmart Now can help with bankruptcy auto loans in Capitol Heights. Bankruptcy can happen to anyone. It is initially an expensive process – but not one as expensive as extricating oneself from an overwhelming load of debt that exceeds all reasonable expectation of being able to pay.

There are two common types of bankruptcy. The first is a Chapter Seven bankruptcy. This is where part of your estate is liquidated (sold) to defray at least a part of your debt. Under Chapter Seven, you will be allowed to keep certain items; but not all of your possessions. It is a way for consumers to clear off excessive credit card debt, oversized medical bills, and similar types of debt. If you have secured loans, such as a vehicle or a home, you can make arrangements with the creditor, or allow those things to be repossessed. The second common type of bankruptcy is a Chapter 13, sometimes called the wage-earner bankruptcy. You must have a viable source of income in order to qualify for it. In this type, the wage earner makes a minimum monthly payment on his or her debt. Secured loans, such as a mortgage or car payment, can be negotiated with the original lender. Each of these has special rules for acquiring additional debt, such as an automobile loan for essential transportation. CarSmart Now has a staff of financial advisors who can help walk you through the qualification process.

If you need help with bankruptcy loans in Capitol Heights, give CarSmart Now a call at (888)292-8115 to set up an appointment with one of our financial counselors. We understand that life can give anyone some pretty big speed bumps along the way. We are here to help you gain the transportation you need to get back on your feet.

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Car smart is the best, I was in an out in less then two hour an my salesman ( Daunte) made me feel like a family member who gave me a car


Great Experience! Daunte was extremely professional and knowledgeable. He made my first time buying a car stress-free! Will be recommending him to everyone I know looking to purchase a vehicle. 10/10


They are quick and very efficient. I love the customer service


I recommend Tae as the best car salesman im the DMV area


This place is awesome ! I’ve been looking and looking to no avail. Reach out to them today and got me a car today !! It’s been a long time coming .


They are great stayed open late and ensured I was able to drive away same day . Thank you Raeshawn


Good Excellent service we really appreciate all that ya'll done for us!!!!!!


Getting a car was seamless at CarSmart. They are friendly, professional, and knowledgeable. I made an appointment and was able to get in and out within 2 hours. Rashauna was extremely helpful and was able to tell me everything I needed to know about the car. Ishmael and Tim both worked diligently to help me get the best financing options. I would definitely recommend visiting CarSmart if you are looking to purchase a vehicle anytime soon.


Very professional and will work with you.


Great experience here ! Highly recommended !!!!!!! Sales are TAE ,TIM, Raeshawn