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What to Consider when trying to buy a car with Bad Credit

November 4, 2019  

 

What to Consider when trying to buy a car with Bad Credit

Are you looking for bad credit auto loans in Woodmore? We know that it can be overwhelming when you have less-than-perfect credit and need a vehicle. CarSmart can help get you into a vehicle and get you the financing you need. Here are some things to consider when you’re shopping for a used vehicle and don’t have the best credit score.

The larger the down payment the better. Can you go for a few more months with the vehicle you currently have and save up a larger down payment? Showing a larger downpayment not only makes your monthly payments less but also shows that you are less of a risk to the financing companies. It will also be much less of a burden in the long run if you have a smaller monthly payment.

Another thing to consider is the option of taking an auto loan with a higher interest rate to get you into the vehicle. Then, as you work on credit and make your car payments on time, you always have the option of refinancing your loan as your credit becomes better. You may have to accept a higher interest rate at first but it will be worth the extra effort in the end.

If you’re unable to find bad credit auto loans in Woodmore, you may want to explore the option of obtaining a buy-here-pay-here loan. That way you can take care of your loan payments right here at Carsmart.  Call us at 888-292-8115 today to set up a time to come talk to us about your options.

We Love Our Customers!

Car smart is the best, I was in an out in less then two hour an my salesman ( Daunte) made me feel like a family member who gave me a car


Great Experience! Daunte was extremely professional and knowledgeable. He made my first time buying a car stress-free! Will be recommending him to everyone I know looking to purchase a vehicle. 10/10


They are quick and very efficient. I love the customer service


I recommend Tae as the best car salesman im the DMV area


This place is awesome ! I’ve been looking and looking to no avail. Reach out to them today and got me a car today !! It’s been a long time coming .


They are great stayed open late and ensured I was able to drive away same day . Thank you Raeshawn


Good Excellent service we really appreciate all that ya'll done for us!!!!!!


Getting a car was seamless at CarSmart. They are friendly, professional, and knowledgeable. I made an appointment and was able to get in and out within 2 hours. Rashauna was extremely helpful and was able to tell me everything I needed to know about the car. Ishmael and Tim both worked diligently to help me get the best financing options. I would definitely recommend visiting CarSmart if you are looking to purchase a vehicle anytime soon.


Very professional and will work with you.


Great experience here ! Highly recommended !!!!!!! Sales are TAE ,TIM, Raeshawn