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Multiple Options for Auto Loans Are Available in Kettering

October 13, 2020  

Multiple Options for Auto Loans Are Available in Kettering

Most people in need of a vehicle require funding to enable them to make the purchase. However, searching for the right type of loan can be challenging. At CarSmart, we understand the difficulty car buyers can face and have loan options for your unique situation. If you are considering buying a used car and are investigating auto loans in Kettering, our friendly staff can help.

Special Financing Options

Knowing what type of loan you qualify beforehand can make the car shopping go smoother. There are also things you can look for that enhance your benefits. One of those things to inquire about is special financing programs or offers. Some unique programs often exist for:

  • First-time car buyers
  • Military or veterans
  • Teachers

If you have a vehicle to trade-in, you may get special based on trade value.

Good Credit

At CarSmart, we reward those with excellent credit. Good credit means you have been financially responsible and the benefit is often a lower down payment and interest rates. Be sure and check your credit scores before pursuing a loan.

Bad Credit

You may think you are not eligible for a loan if you have a low credit rating. At CarSmart, we think everyone deserves to drive a quality, dependable car. We work with you to get the best possible loan. Bad credit may mean you have a higher interest rate and possibly a higher down payment. CarSmart also provides a program that allows you to buy here pay here, where we finance the loan.

Auto loans in Kettering are available when you work with CarSmart. Give us a call today at (888) 292-8115 and let us get you in a reliable vehicle today.

We Love Our Customers!

Vaurice and his coworkers was super helpfull everyone there was super helpful with helping me purchase my first car ... even with my handfull of a toddler with me lol super nice crew


They are the best


Reese has great customer service and very knowledgeable of vehicles and their operations. Great experience, would definitely recommend!!!


Wow what a great experience Vaurice,Tim,Ismail,and lastly Haseeb took wonderful care of me especially with all the questions I had but they reassured me every step of the way and now I’m on the road Yall watch out LOL Thank you so much CARSMART Definitely worth every minute


Love them and Expert Auto


I had an amazing experience!!! They did everything in there power to help me with my first official car I would definitely recommend CARSMART


Great Neighborhood dealership with competitive prices.


Tim, Ismail vaurice and deonte are the best.i got turned down at other dealers but some how they got me in a shiny red car no money down. Don't know how it happened but I'm grateful. They are the best


I just got a car from here. Great vibes and customer care. Warranty Great. Love my salesman.(Tae) Highly recommended.


This place is great! They really tend to your needs in a car, and work with you to ensure you leave there in a car! Ishmael was my salesman, he was understanding, and offer me great deals! I'm happy with my decision to go to CarSmart, and would HIGHLY recommend them to all my friends and family.