We're Open! See Our Response To COVID-19
  • Sales Hours Mon-Sat:10:00 AM – 7:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

These Car Tips Can Help You Buy a Car in Arlington

February 23, 2021  

These Car Tips Can Help You Buy a Car in Arlington

If you have a low credit score, below 600, or no credit, CarSmart is ready to help. While your credit score influences many things, such as no down payment deals and low-interest rates, it is still possible to find an excellent deal on a vehicle. We want to share some used car tips for buying with poor credit in Arlington.

Know Your Credit Score

You are considered to have bad credit if your score is below 560. Here are the general guidelines when it comes to understanding credit:

  • Excellent: 750+
  • Good: 700 – 749
  • Fair: 650 – 699
  • Poor: 600 – 649
  • Bad: under 600

Before entering into any car negotiations, you want to know your credit score so you know your bargaining power. Check your credit report carefully as there can be errors. Correcting any problems can change your score. Typically, the higher your credit rating, the lower your interest rate will be.

Choose a Car You Can Afford

It would be best if you were realistic in what you can afford to put out each month for a vehicle. You not only need to make the loan payments but cover:

  • Fuel
  • Maintenance
  • Insurance

One thing that can help is to make as large of a down payment that you can. This will lower your monthly payments. Choose a fuel-efficient car to save on gas.

Research is Important

Once you have established your budget, research vehicles within your price range, don’t pay for luxuries you don’t need. If you have a growing family, choose one that will meet that need. There are many things to consider when deciding on the right car, so plan carefully.

We hope these car tips for buying with poor credit in Arlington are helpful. Contact CarSmart at (888) 292-8115 and talk to our friendly staff. We can look over your financial situation and get you in the right car today.

We Love Our Customers!

Vaurice and his coworkers was super helpfull everyone there was super helpful with helping me purchase my first car ... even with my handfull of a toddler with me lol super nice crew

They are the best

Reese has great customer service and very knowledgeable of vehicles and their operations. Great experience, would definitely recommend!!!

Wow what a great experience Vaurice,Tim,Ismail,and lastly Haseeb took wonderful care of me especially with all the questions I had but they reassured me every step of the way and now I’m on the road Yall watch out LOL Thank you so much CARSMART Definitely worth every minute

Love them and Expert Auto

I had an amazing experience!!! They did everything in there power to help me with my first official car I would definitely recommend CARSMART

Great Neighborhood dealership with competitive prices.

Tim, Ismail vaurice and deonte are the best.i got turned down at other dealers but some how they got me in a shiny red car no money down. Don't know how it happened but I'm grateful. They are the best

I just got a car from here. Great vibes and customer care. Warranty Great. Love my salesman.(Tae) Highly recommended.

This place is great! They really tend to your needs in a car, and work with you to ensure you leave there in a car! Ishmael was my salesman, he was understanding, and offer me great deals! I'm happy with my decision to go to CarSmart, and would HIGHLY recommend them to all my friends and family.