Hit Hard By the Pandemic? We Can Help with Bad Credit Auto Loans in Temple Hills

The Pandemic has hit hard in many places, causing financial problems for folks who never expected them. And if you were already in a financial bind, it made it worse. But you still need a vehicle to get you where you need to go. If you are in the market for a pre-owned vehicle in great shape, CarSmart has an excellent inventory. If the current times have impacted your credit, we are your go-to place for bad credit auto loans in Temple Hills. Don’t let bad credit stop you from getting the car you need.

Here are some things we recommend you do if you need an auto loan:

Check Your Credit Score

You may know you have less than stellar credit but go over your credit rating carefully. There may be mistakes on there that impact your score, and you want to have those removed.

Pay Down Your Credit

If you have outstanding balances on credit cards, start paying those down. The less money you have going out, the better. If you have overdue balances from bills, pay them off so they can come off your credit report.

Save for a Big Down Payment

One thing that can help your payments when you buy a new car is having a bigger than required down payment. This is especially helpful if you have poor credit, as you will have a higher interest loan: the bigger your down payment, the smaller your payments.

Consider a Trade-In

If you currently have a vehicle, you may be able to get trade-in value for it towards your newer vehicle. Don’t be discouraged if you have been hit hard economically. Bad credit auto loans in Temple Hills are possible. Give us a call at (888) 292-8115 and let us help you get the car you want.