We're Open! See Our Response To COVID-19
  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 8:00 AM – 5:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

Have Bad Credit? Get the Capital Heights Auto Loan You Need

March 23, 2021  

Have Bad Credit? Get the Capital Heights Auto Loan You Need

If you are like most people and think you cannot get an auto loan, you will be glad to know you are wrong if you have bad credit. At CarSmart, we specialize in low credit rating loans. We understand things happen that you don’t plan for, and it can impact your finances. Here are some used car buying tips with bad credit in Capital Heights:

Search for Dealers that Work with Poor Credit

You need a lender that understands how to get the best financing if you have bad credit.  When you work with CarSmart, we pull from our network of resources to find the best financing for your circumstance. You need a vehicle, and we have cars to move.  You should know that your interest rates may be higher due to your credit score.

Up Your Down Payment or Trade-in a Vehicle

Show the lender you mean business by being willing to shell out more than is needed for a down payment. This shows you are willing to do what you need to do to buy a vehicle. The more you put down, the less you owe, and this can impact your payments, too. Trading a vehicle is another option that can reduce your balance on a pre-owned vehicle.

Benefits of Buying a Used Vehicle

Pre-owned cars and trucks cost a good deal less than a brand new one. You can get years of driving out of our low-mileage vehicles. Poor credit makes it challenging to purchase a brand new vehicle. But when you get approved for a pre-owned vehicle loan, you can get the financing and vehicle you want.

We hope these used car buying tips with bad credit in Capital Heights helped. Contact CarSmart at 888-292-8115 today.

We Love Our Customers!

This place is great! They really tend to your needs in a car, and work with you to ensure you leave there in a car! Ishmael was my salesman, he was understanding, and offer me great deals! I'm happy with my decision to go to CarSmart, and would HIGHLY recommend them to all my friends and family.


The experience I received from CarSmart was great. The young man D’aunte was helpful and knowledgeable. He along with the other staff members answered all questions. I will definitely recommend anyone is in the market to purchase a vehicle to come to CarSmart.


D’aunte is an excellent salesperson. He makes sure the customer have an rewarding experience with Carsmart.


Came to car smart on Saint Barnabas rd! Didn't think I was going to get approved and varicella and Tim made it happen! They were very professional and honest! So believe when they call and say your job is your credit. It's the truth.


This place was good patient they work with I would recommend anytime Tim an vaurice where very helpful along with the rest of the staff!!


I had a very lovely experience at CarSmart today. They helped me get financed with bad credit. Vaurice, Dante, Ismail and Tim will get you into a new vehicle. They were fast and super professional and very nice. If you need a new car, Come on over to CarSmart. They can get the job done.


I am well,well pleased with the service that I received from CarSmart, especially Dante's. You were an excellent salesman and showed much respect to me and my friend during the purchase of my new vehicle. I appreciate you and keep up the great work 😊.


Vaurice was Great ! Got us in and out in no time. Would definitely recommend this place to family.


I came here not sure if I would leave with a vehicle. But everyone was so great careing and showed so much respect that I was was so over well with the care that everyone gave. If I ever have have to get another vehicle I will have come here. I will refer anyone. The best of them all are Sales Rep. Vaurice was my sellsman and he was extremely great along with Ismail and Haceeb. THANK YOU Carsmart.


Great experience love this car dealer and vaurice was a great help everything was excellent. The process was fast and easy and we got the best deal in the area.