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Securing Fair, Competitive Bad Credit Auto Loans in Fort Washington

January 11, 2022  

Securing Fair, Competitive Bad Credit Auto Loans in Fort Washington

Bad financial decisions can sneak up on you and destroy your financial standings before realizing what’s happened. However, it would help if you still had things to make your life move forward, like a reliable, fair, affordable car, preferably purchased with the help of dependable, economical bad credit auto loans in Fort Washington.

Before you apply for a bad credit auto loan, here are a few ways you can increase your chances of approval.

  • Trade in your current car as a significant down payment and collateral on a new car alongside the application for an auto loan. This is a move that shows you’re ready to devote financial responsibility to a new finance-focused decision, like getting a new (used) car.
  • Ask someone you share trust with to be your cosigner. It should be someone with better credit than yours and a good, reliable financial history. This will help you gain credibility on an auto loan application.
  • Pay off small debts to incrementally nudge your credit score before applying for a bad credit loan. While it won’t give your credit score a significant boost in time for application approval, every incremental bolster will help.

You can make a huge positive impact on your credit score with a bad credit auto loan. The bulk of your credit score is measured by payment history. Being reliable in paying back your auto loan is a great way to improve your credit score over time drastically.

How Long Does a Bad Credit Auto Loan Last?

After approval, the lender will settle on a monthly rate that fits your lifestyle and budget. From there, you have, on average, 72 months (6 years) to pay back an auto loan. Of course, you can pay it off in less time than that, but six years is the longest an auto loan is good for before it needs to be reevaluated.

Thinking of applying for bad credit auto loans in Fort Washington? Give us at CarSmart a call – (888) 292-8115. We would be happy to set you on the path to a reliable, affordable lender.

We Love Our Customers!

This place was good patient they work with I would recommend anytime Tim an vaurice where very helpful along with the rest of the staff!!

I had a very lovely experience at CarSmart today. They helped me get financed with bad credit. Vaurice, Dante, Ismail and Tim will get you into a new vehicle. They were fast and super professional and very nice. If you need a new car, Come on over to CarSmart. They can get the job done.

I am well,well pleased with the service that I received from CarSmart, especially Dante's. You were an excellent salesman and showed much respect to me and my friend during the purchase of my new vehicle. I appreciate you and keep up the great work 😊.

Vaurice was Great ! Got us in and out in no time. Would definitely recommend this place to family.

I came here not sure if I would leave with a vehicle. But everyone was so great careing and showed so much respect that I was was so over well with the care that everyone gave. If I ever have have to get another vehicle I will have come here. I will refer anyone. The best of them all are Sales Rep. Vaurice was my sellsman and he was extremely great along with Ismail and Haceeb. THANK YOU Carsmart.

Great experience love this car dealer and vaurice was a great help everything was excellent. The process was fast and easy and we got the best deal in the area.

Carsmart is the best, they helped me get a vehicle when nobody else would. Vaurice was excellent with assistance, nice attitude. Everybody should come to Carsmart especially for low credit options.

Got my car from here. They were good ppl!

First time getting my car and the experience with them was great! They work great with you to get the car that fits right for you and make sure that it’s something you can afford. Vaurice is nice, professional and knowledgeable about the cars. The entire team is great and make you feel comfortable with speaking to them.

Very nice cars