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  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

Bad Credit Auto Loans


We’re known for our guaranteed auto loans and have successfully financed 100’s of bad credit auto loans with competitive loan terms.  We understand that not everyone has perfect credit and we don’t judge our customers for their hardships. In fact, even if you have hindered credit, we can still get you competitive financing terms. We work with 100’s of financial institutions that specialize in less than perfect credit. We guarantee a great term and rate that will get you right back on track to reestablishing your credit history.

Car Smart Now understands the importance of good credit, that’s why we handle our clients’ applications with the most of care, ensuring that their personal information is kept private and protected. Being that credit fraud is one of the main reasons people with good credit get bad credit, we do everything possible to keep you and your information safe. All the while, we strive to offer one of the easiest lending processes possible, in order to do so we handle all of the paperwork for the majority of major banks. Since we have the ability to do it all, including the actual creation of the loan paperwork, you will save time running back and forth between banks. Instead, you can sit back and relax while we take care of getting you the loan that you need to buy a new car.

The strong relationships we have established with local lenders grants us a vast pool of opportunity when it comes to finding anyone credit! The first step to securing the auto loan you deserve is to simply fill out an online application! Then, start deciding which car you want because it won’t be long before you’re driving it off of our lot!

We Love Our Customers!

My experience was AMAZING! Da’antes customer service was unmatched! I totally appreciate everything went well thank you for assisting me with my purchase


I'm so happy,They went above and beyond to get me into a nice vehicle.Please check them out.


My daughter got her car from here so I wouldn’t get a car from them they ok if you don’t have credit they are nice people so if anyone looking to buy go there for building up credit


Ishmael and the entire team were beyond AMAZING!! Truly a gem!! A+ Champion service!!


Ismael is wonderful and the ENTIRE team! A+ CHAMPION SERVICE


The best car buying experience...when everyone said no they made it happen


I had the best and easiest experience today at Carsmart. Ismail and Daunte helped me get in a 2021 vehicle even with my repossession. These guys go the distance to get you in a car!! My son and his fiance came and they got a car too!! Come out to Carsmart, you'll be happy you did!!


Just wanted to say I am very pleased with the service I got today from MR. Haseeb & ismail & Daunte & Raeshawn they did everything in their power to help me leave today with my brand new 2021 Chevy trax. Couldn’t be any happier I will definitely recommend anyone to come to these awesome people thank you so much


Awesome service, everything was fast a east. I definitely recommend the service. S/o to D'aunte


The service at Carsmart is top notch. Even though I came in with not all my ducks in a row they got me out the door with a car that me and my spouse are happy with. And a special thanks to Raeshawn for all her help with the car buying process and my kids who ran her up a wall.