• Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 8:00 AM – 5:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

Bad Credit Auto Loans


We’re known for our guaranteed auto loans and have successfully financed 100’s of bad credit auto loans with competitive loan terms.  We understand that not everyone has perfect credit and we don’t judge our customers for their hardships. In fact, even if you have hindered credit, we can still get you competitive financing terms. We work with 100’s of financial institutions that specialize in less than perfect credit. We guarantee a great term and rate that will get you right back on track to reestablishing your credit history.

Car Smart Now understands the importance of good credit, that’s why we handle our clients’ applications with the most of care, ensuring that their personal information is kept private and protected. Being that credit fraud is one of the main reasons people with good credit get bad credit, we do everything possible to keep you and your information safe. All the while, we strive to offer one of the easiest lending processes possible, in order to do so we handle all of the paperwork for the majority of major banks. Since we have the ability to do it all, including the actual creation of the loan paperwork, you will save time running back and forth between banks. Instead, you can sit back and relax while we take care of getting you the loan that you need to buy a new car.

The strong relationships we have established with local lenders grants us a vast pool of opportunity when it comes to finding anyone credit! The first step to securing the auto loan you deserve is to simply fill out an online application! Then, start deciding which car you want because it won’t be long before you’re driving it off of our lot!

We Love Our Customers!

Car smart is the best, I was in an out in less then two hour an my salesman ( Daunte) made me feel like a family member who gave me a car


Great Experience! Daunte was extremely professional and knowledgeable. He made my first time buying a car stress-free! Will be recommending him to everyone I know looking to purchase a vehicle. 10/10


They are quick and very efficient. I love the customer service


I recommend Tae as the best car salesman im the DMV area


This place is awesome ! I’ve been looking and looking to no avail. Reach out to them today and got me a car today !! It’s been a long time coming .


They are great stayed open late and ensured I was able to drive away same day . Thank you Raeshawn


Good Excellent service we really appreciate all that ya'll done for us!!!!!!


Getting a car was seamless at CarSmart. They are friendly, professional, and knowledgeable. I made an appointment and was able to get in and out within 2 hours. Rashauna was extremely helpful and was able to tell me everything I needed to know about the car. Ishmael and Tim both worked diligently to help me get the best financing options. I would definitely recommend visiting CarSmart if you are looking to purchase a vehicle anytime soon.


Very professional and will work with you.


Great experience here ! Highly recommended !!!!!!! Sales are TAE ,TIM, Raeshawn