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  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 8:00 AM – 5:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

Bankruptcy Auto Loans


We’re known for our guaranteed auto loans and have successfully financed 100’s of bankruptcy auto loans with competitive loan terms. We understand that not everyone has perfect credit and we don’t judge our customers for their hardships. In fact, even if you have a bankruptcy, as long as it’s discharged we can still get you competitive financing terms. We work with 100’s of financial institutions that specialize in bankruptcy auto loans. We guarantee a great rate and term that will get you right back on track to reestablishing your credit history.

Car Smart Now understands the importance of good credit, that’s why we handle our clients’ applications with the most of care, ensuring that their personal information is kept private and protected. Being that credit fraud is one of the main reasons people with good credit get bad credit, we do everything possible to keep you and your information safe. All the while, we strive to offer one of the easiest lending processes possible, in order to do so we handle all of the paperwork for the majority of major banks. Since we have the ability to do it all, including the actual creation of the loan paperwork, you will save time running back and forth between banks. Instead, you can sit back and relax while we take care of getting you the loan that you need to buy a new car.

The strong relationships we have established with local lenders grants us a vast pool of opportunity when it comes to finding anyone credit! The first step to securing the bankruptcy auto loan you deserve is to simply fill out an online application! Then, start deciding which car you want because it won’t be long before you’re driving it off of our lot!

We Love Our Customers!

The experience I received from CarSmart was great. The young man D’aunte was helpful and knowledgeable. He along with the other staff members answered all questions. I will definitely recommend anyone is in the market to purchase a vehicle to come to CarSmart.


D’aunte is an excellent salesperson. He makes sure the customer have an rewarding experience with Carsmart.


Came to car smart on Saint Barnabas rd! Didn't think I was going to get approved and varicella and Tim made it happen! They were very professional and honest! So believe when they call and say your job is your credit. It's the truth.


This place was good patient they work with I would recommend anytime Tim an vaurice where very helpful along with the rest of the staff!!


I had a very lovely experience at CarSmart today. They helped me get financed with bad credit. Vaurice, Dante, Ismail and Tim will get you into a new vehicle. They were fast and super professional and very nice. If you need a new car, Come on over to CarSmart. They can get the job done.


I am well,well pleased with the service that I received from CarSmart, especially Dante's. You were an excellent salesman and showed much respect to me and my friend during the purchase of my new vehicle. I appreciate you and keep up the great work 😊.


Vaurice was Great ! Got us in and out in no time. Would definitely recommend this place to family.


I came here not sure if I would leave with a vehicle. But everyone was so great careing and showed so much respect that I was was so over well with the care that everyone gave. If I ever have have to get another vehicle I will have come here. I will refer anyone. The best of them all are Sales Rep. Vaurice was my sellsman and he was extremely great along with Ismail and Haceeb. THANK YOU Carsmart.


Great experience love this car dealer and vaurice was a great help everything was excellent. The process was fast and easy and we got the best deal in the area.


Carsmart is the best, they helped me get a vehicle when nobody else would. Vaurice was excellent with assistance, nice attitude. Everybody should come to Carsmart especially for low credit options.