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  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 9:00 AM – 5:00 PM | Sun: Closed

Frequently Asked Questions


Q: How much down payment will I need?
A: We have programs for all situations. Some buyers can buy with no money down, for others it is $500 and for still others up to 25% of the purchase price. Every situation is different. Apply today and one of our credit professionals can discuss your situation with you in detail.

Q: Do you offer in-house financing?
A: Yes! This is one of the ways we get you a loan when others can’t!

Q: Do you report to credit bureaus?
A: Yes, if we finance you in-house we will report your payment history to help you build your good credit!

Q: When can I get my car?
A: If you apply today you should be able to drive home today!

Q: When will I have to pay my first payment?
A: We can set your payment out for 45 days from the purchase date.

Q: What are the interest rates for my auto loan?
A: Interest rates are determined by the actual lenders and are influenced by several factors including your credit history (good or bad), the amount of down payment, and the car you are buying. Our credit professionals will explain these factors, and tell you exactly what your interest rate will be.

Q: How long does the application process take?
A: You will be contacted very promptly by our credit professionals handling your loan request. The approval process is usually within several minutes to a few hours.

Q: Can I get an auto loan even if I have bad credit?
A: Yes! We have assembled a team of lender and credit professionals to help finance where you are going, not where you have been.

Q: Will it help if I have a co-signer on the loan?
A: Sometimes having a co-signer available can be a real plus. Our credit professionals will discuss this with you in detail after your initial application.

Q: Are there any fees associated with your auto loan application?
A: None whatsoever.

Q: What kind of vehicle can I get through your dealership?
A: We have 100’s of vehicles available for immediate delivery. Sport Utilities, Vans, Trucks, Passenger cars, Luxury Cars and Sports Cars.

Q: If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
A: Every vehicle at Car Smart Now passes a safety inspection before we offer it for sale.

We Love Our Customers!

This place was good patient they work with I would recommend anytime Tim an vaurice where very helpful along with the rest of the staff!!


I had a very lovely experience at CarSmart today. They helped me get financed with bad credit. Vaurice, Dante, Ismail and Tim will get you into a new vehicle. They were fast and super professional and very nice. If you need a new car, Come on over to CarSmart. They can get the job done.


I am well,well pleased with the service that I received from CarSmart, especially Dante's. You were an excellent salesman and showed much respect to me and my friend during the purchase of my new vehicle. I appreciate you and keep up the great work ๐Ÿ˜Š.


Vaurice was Great ! Got us in and out in no time. Would definitely recommend this place to family.


I came here not sure if I would leave with a vehicle. But everyone was so great careing and showed so much respect that I was was so over well with the care that everyone gave. If I ever have have to get another vehicle I will have come here. I will refer anyone. The best of them all are Sales Rep. Vaurice was my sellsman and he was extremely great along with Ismail and Haceeb. THANK YOU Carsmart.


Great experience love this car dealer and vaurice was a great help everything was excellent. The process was fast and easy and we got the best deal in the area.


Carsmart is the best, they helped me get a vehicle when nobody else would. Vaurice was excellent with assistance, nice attitude. Everybody should come to Carsmart especially for low credit options.


Got my car from here. They were good ppl!


First time getting my car and the experience with them was great! They work great with you to get the car that fits right for you and make sure that itโ€™s something you can afford. Vaurice is nice, professional and knowledgeable about the cars. The entire team is great and make you feel comfortable with speaking to them.


Very nice cars