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  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

Frequently Asked Questions

Q: How much down payment will I need?
A: We have programs for all situations. Some buyers can buy with no money down, for others it is $500 and for still others up to 25% of the purchase price. Every situation is different. Apply today and one of our credit professionals can discuss your situation with you in detail.

Q: Do you offer in-house financing?
A: Yes! This is one of the ways we get you a loan when others can’t!

Q: Do you report to credit bureaus?
A: Yes, if we finance you in-house we will report your payment history to help you build your good credit!

Q: When can I get my car?
A: If you apply today you should be able to drive home today!

Q: When will I have to pay my first payment?
A: We can set your payment out for 45 days from the purchase date.

Q: What are the interest rates for my auto loan?
A: Interest rates are determined by the actual lenders and are influenced by several factors including your credit history (good or bad), the amount of down payment, and the car you are buying. Our credit professionals will explain these factors, and tell you exactly what your interest rate will be.

Q: How long does the application process take?
A: You will be contacted very promptly by our credit professionals handling your loan request. The approval process is usually within several minutes to a few hours.

Q: Can I get an auto loan even if I have bad credit?
A: Yes! We have assembled a team of lender and credit professionals to help finance where you are going, not where you have been.

Q: Will it help if I have a co-signer on the loan?
A: Sometimes having a co-signer available can be a real plus. Our credit professionals will discuss this with you in detail after your initial application.

Q: Are there any fees associated with your auto loan application?
A: None whatsoever.

Q: What kind of vehicle can I get through your dealership?
A: We have 100’s of vehicles available for immediate delivery. Sport Utilities, Vans, Trucks, Passenger cars, Luxury Cars and Sports Cars.

Q: If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
A: Every vehicle at Car Smart Now passes a safety inspection before we offer it for sale.

We Love Our Customers!

They are the best ask for Tay!!!! Just when I was about to give up someone told me about carsmart and I have my car

Best place ever

My experience was great! I highly recommend this place they are so nice and they helped me get a car fast and simple!

Very easy and no denying you vaurice, ismail is great people to work with

D’aunte is a great salesman. He answers all questions and concerns.

The service is excellent and very professional Mr Dante is friendly and keep you engaged come out to carsmart and enjoy a pleasant and friendly experience.

Good and quick service, extremely helpful and knowledgeable on vehicles!

I prayed that God put the right person in place to help me. Vaurice and Tim helped put me in a car I was pleased with and they helped with getting car insurance as well. I appreciate them and all their help and it was a great experience!!!

I highly recommend this dealership it’s amazing …. vaurice and Tim is great

This is my 4th car from CarSmart, all are mechanically sound, never no run around, or forcing us in a car they want, we are never in here a long time and they always make it work for us. Vaurice, Tim, and Ismail is amazing..