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  • Sales Hours Mon-Sat:10:00 AM – 7:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

First-Time Buyers Program


First-Time Buyers Program in Temple Hills

Buying a car for the first time is an exciting adventure for some. For others, it can be a headache and somewhat of a traumatic experience. Here at Carsmart, we want to ensure that every first-time buyer experience is one that will make carbuying seamless and much less of a headache.

Part of the reason that buying a car for the first time can be tough is because of credit, or lack of credit. Many first-time buyers unfortunately have no credit at all, and finance companies look upon this as worse than having poor credit. However, here at Carsmart, bad credit is okay.

Another thing that ties first-time buyers up is the need to have a co-signer in order to process the loan. That’s another thing that’s not a necessity here at Carsmart. As long as you can prove that you’ve been at your job 6 months or longer and have steady income, there’s no need for a cosigner.

We also offer a zero down payment program for first-time buyers. If you don’t have a down payment at the time of signing, it’s okay. You can still get financed for up to $17,500. And – it won’t be a high-interest loan that will keep you saddled for years. It will be a low-interest loan offered to you by our own finance company.

To hear more about our first-time buyer’s program, or more about our cars and our team of professionals, call Carsmart today at (888) 292-8115 to speak with a member of our staff. You’re guaranteed to enjoy car buying.


*Certain restrictions apply. Contact us for details and to see if you qualify. 

We Love Our Customers!

Vaurice and his coworkers was super helpfull everyone there was super helpful with helping me purchase my first car ... even with my handfull of a toddler with me lol super nice crew


They are the best


Reese has great customer service and very knowledgeable of vehicles and their operations. Great experience, would definitely recommend!!!


Wow what a great experience Vaurice,Tim,Ismail,and lastly Haseeb took wonderful care of me especially with all the questions I had but they reassured me every step of the way and now I’m on the road Yall watch out LOL Thank you so much CARSMART Definitely worth every minute


Love them and Expert Auto


I had an amazing experience!!! They did everything in there power to help me with my first official car I would definitely recommend CARSMART


Great Neighborhood dealership with competitive prices.


Tim, Ismail vaurice and deonte are the best.i got turned down at other dealers but some how they got me in a shiny red car no money down. Don't know how it happened but I'm grateful. They are the best


I just got a car from here. Great vibes and customer care. Warranty Great. Love my salesman.(Tae) Highly recommended.


This place is great! They really tend to your needs in a car, and work with you to ensure you leave there in a car! Ishmael was my salesman, he was understanding, and offer me great deals! I'm happy with my decision to go to CarSmart, and would HIGHLY recommend them to all my friends and family.