• Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 9:00 AM – 5:00 PM | Sun: Closed

First-Time Buyers Program


First-Time Buyers Program in Temple Hills

Buying a car for the first time is an exciting adventure for some. For others, it can be a headache and somewhat of a traumatic experience. Here at Carsmart, we want to ensure that every first-time buyer experience is one that will make carbuying seamless and much less of a headache.

Part of the reason that buying a car for the first time can be tough is because of credit, or lack of credit. Many first-time buyers unfortunately have no credit at all, and finance companies look upon this as worse than having poor credit. However, here at Carsmart, bad credit is okay.

Another thing that ties first-time buyers up is the need to have a co-signer in order to process the loan. That’s another thing that’s not a necessity here at Carsmart. As long as you can prove that you’ve been at your job 6 months or longer and have steady income, there’s no need for a cosigner.

We also offer a zero down payment program for first-time buyers. If you don’t have a down payment at the time of signing, it’s okay. You can still get financed for up to $17,500. And – it won’t be a high-interest loan that will keep you saddled for years. It will be a low-interest loan offered to you by our own finance company.

To hear more about our first-time buyer’s program, or more about our cars and our team of professionals, call Carsmart today at (888) 292-8115 to speak with a member of our staff. You’re guaranteed to enjoy car buying.


*Certain restrictions apply. Contact us for details and to see if you qualify. 

We Love Our Customers!

Car smart is the best, I was in an out in less then two hour an my salesman ( Daunte) made me feel like a family member who gave me a car


Great Experience! Daunte was extremely professional and knowledgeable. He made my first time buying a car stress-free! Will be recommending him to everyone I know looking to purchase a vehicle. 10/10


They are quick and very efficient. I love the customer service


I recommend Tae as the best car salesman im the DMV area


This place is awesome ! I’ve been looking and looking to no avail. Reach out to them today and got me a car today !! It’s been a long time coming .


They are great stayed open late and ensured I was able to drive away same day . Thank you Raeshawn


Good Excellent service we really appreciate all that ya'll done for us!!!!!!


Getting a car was seamless at CarSmart. They are friendly, professional, and knowledgeable. I made an appointment and was able to get in and out within 2 hours. Rashauna was extremely helpful and was able to tell me everything I needed to know about the car. Ishmael and Tim both worked diligently to help me get the best financing options. I would definitely recommend visiting CarSmart if you are looking to purchase a vehicle anytime soon.


Very professional and will work with you.


Great experience here ! Highly recommended !!!!!!! Sales are TAE ,TIM, Raeshawn