We're Open! See Our Response To COVID-19
  • Sales Hours Mon-Sat:10:00 AM – 7:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

First Time Buyers

If you have never bought a car of your own it can be very scary and intimidating experience. Although with the staff at Car Smart Now you have nothing to worry about, we are prepared to handle your loan application with care, providing you with an enjoyable experience. Don’t get stuck with astronomical interest rates as so many first time buyers oftentimes end up with, causing them to overpay for their vehicle. We help first time buyers enjoy interests rates as low as 7.49%. All that you need is to have worked for your current employer for the last year, or have worked in the same industry for 2 consecutive years. This flexibility works for all professional types, including those that are self-employed.

There are two types of credit you accumulate, smaller loans such as credit cards and larger loans for cars and houses, if you don’t have any credit at all it can be hard to get a loan large enough to buy a decent vehicle. If your loan is too small, you will end up with a less than stellar vehicle, which can amount to the domino effect of high maintenance fees and missed days at work thanks to breakdowns.  Past clients that have had little to no previous credit have enjoyed loans up to $15,000, far more than enough to get a great car that will last many years to come! With years of experience and a close relationships with local lenders, we are able to help first time buyers get the loans that they need at fair rates.

Regardless of your loan size, we have a number of vehicles to select from, in fact we currently have over 200 cars, trucks, SUV’s, and vans in our inventory. We have something for every price range as well, guaranteeing that you find the best deals in town with your newly secured loan! Simply apply online, come on by, or call one of our professional representatives today to get started!


We Love Our Customers!

Vaurice and his coworkers was super helpfull everyone there was super helpful with helping me purchase my first car ... even with my handfull of a toddler with me lol super nice crew

They are the best

Reese has great customer service and very knowledgeable of vehicles and their operations. Great experience, would definitely recommend!!!

Wow what a great experience Vaurice,Tim,Ismail,and lastly Haseeb took wonderful care of me especially with all the questions I had but they reassured me every step of the way and now I’m on the road Yall watch out LOL Thank you so much CARSMART Definitely worth every minute

Love them and Expert Auto

I had an amazing experience!!! They did everything in there power to help me with my first official car I would definitely recommend CARSMART

Great Neighborhood dealership with competitive prices.

Tim, Ismail vaurice and deonte are the best.i got turned down at other dealers but some how they got me in a shiny red car no money down. Don't know how it happened but I'm grateful. They are the best

I just got a car from here. Great vibes and customer care. Warranty Great. Love my salesman.(Tae) Highly recommended.

This place is great! They really tend to your needs in a car, and work with you to ensure you leave there in a car! Ishmael was my salesman, he was understanding, and offer me great deals! I'm happy with my decision to go to CarSmart, and would HIGHLY recommend them to all my friends and family.