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  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

First Time Buyers

If you have never bought a car of your own it can be very scary and intimidating experience. Although with the staff at Car Smart Now you have nothing to worry about, we are prepared to handle your loan application with care, providing you with an enjoyable experience. Don’t get stuck with astronomical interest rates as so many first time buyers oftentimes end up with, causing them to overpay for their vehicle. We help first time buyers enjoy interests rates as low as 7.49%. All that you need is to have worked for your current employer for the last year, or have worked in the same industry for 2 consecutive years. This flexibility works for all professional types, including those that are self-employed.

There are two types of credit you accumulate, smaller loans such as credit cards and larger loans for cars and houses, if you don’t have any credit at all it can be hard to get a loan large enough to buy a decent vehicle. If your loan is too small, you will end up with a less than stellar vehicle, which can amount to the domino effect of high maintenance fees and missed days at work thanks to breakdowns.  Past clients that have had little to no previous credit have enjoyed loans up to $15,000, far more than enough to get a great car that will last many years to come! With years of experience and a close relationships with local lenders, we are able to help first time buyers get the loans that they need at fair rates.

Regardless of your loan size, we have a number of vehicles to select from, in fact we currently have over 200 cars, trucks, SUV’s, and vans in our inventory. We have something for every price range as well, guaranteeing that you find the best deals in town with your newly secured loan! Simply apply online, come on by, or call one of our professional representatives today to get started!


We Love Our Customers!

My experience was AMAZING! Da’antes customer service was unmatched! I totally appreciate everything went well thank you for assisting me with my purchase

I'm so happy,They went above and beyond to get me into a nice vehicle.Please check them out.

My daughter got her car from here so I wouldn’t get a car from them they ok if you don’t have credit they are nice people so if anyone looking to buy go there for building up credit

Ishmael and the entire team were beyond AMAZING!! Truly a gem!! A+ Champion service!!

Ismael is wonderful and the ENTIRE team! A+ CHAMPION SERVICE

The best car buying experience...when everyone said no they made it happen

I had the best and easiest experience today at Carsmart. Ismail and Daunte helped me get in a 2021 vehicle even with my repossession. These guys go the distance to get you in a car!! My son and his fiance came and they got a car too!! Come out to Carsmart, you'll be happy you did!!

Just wanted to say I am very pleased with the service I got today from MR. Haseeb & ismail & Daunte & Raeshawn they did everything in their power to help me leave today with my brand new 2021 Chevy trax. Couldn’t be any happier I will definitely recommend anyone to come to these awesome people thank you so much

Awesome service, everything was fast a east. I definitely recommend the service. S/o to D'aunte

The service at Carsmart is top notch. Even though I came in with not all my ducks in a row they got me out the door with a car that me and my spouse are happy with. And a special thanks to Raeshawn for all her help with the car buying process and my kids who ran her up a wall.