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  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 8:00 AM – 5:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

First Time Buyers

If you have never bought a car of your own it can be very scary and intimidating experience. Although with the staff at Car Smart Now you have nothing to worry about, we are prepared to handle your loan application with care, providing you with an enjoyable experience. Don’t get stuck with astronomical interest rates as so many first time buyers oftentimes end up with, causing them to overpay for their vehicle. We help first time buyers enjoy interests rates as low as 7.49%. All that you need is to have worked for your current employer for the last year, or have worked in the same industry for 2 consecutive years. This flexibility works for all professional types, including those that are self-employed.

There are two types of credit you accumulate, smaller loans such as credit cards and larger loans for cars and houses, if you don’t have any credit at all it can be hard to get a loan large enough to buy a decent vehicle. If your loan is too small, you will end up with a less than stellar vehicle, which can amount to the domino effect of high maintenance fees and missed days at work thanks to breakdowns.  Past clients that have had little to no previous credit have enjoyed loans up to $15,000, far more than enough to get a great car that will last many years to come! With years of experience and a close relationships with local lenders, we are able to help first time buyers get the loans that they need at fair rates.

Regardless of your loan size, we have a number of vehicles to select from, in fact we currently have over 200 cars, trucks, SUV’s, and vans in our inventory. We have something for every price range as well, guaranteeing that you find the best deals in town with your newly secured loan! Simply apply online, come on by, or call one of our professional representatives today to get started!


We Love Our Customers!

This place was good patient they work with I would recommend anytime Tim an vaurice where very helpful along with the rest of the staff!!

I had a very lovely experience at CarSmart today. They helped me get financed with bad credit. Vaurice, Dante, Ismail and Tim will get you into a new vehicle. They were fast and super professional and very nice. If you need a new car, Come on over to CarSmart. They can get the job done.

I am well,well pleased with the service that I received from CarSmart, especially Dante's. You were an excellent salesman and showed much respect to me and my friend during the purchase of my new vehicle. I appreciate you and keep up the great work 😊.

Vaurice was Great ! Got us in and out in no time. Would definitely recommend this place to family.

I came here not sure if I would leave with a vehicle. But everyone was so great careing and showed so much respect that I was was so over well with the care that everyone gave. If I ever have have to get another vehicle I will have come here. I will refer anyone. The best of them all are Sales Rep. Vaurice was my sellsman and he was extremely great along with Ismail and Haceeb. THANK YOU Carsmart.

Great experience love this car dealer and vaurice was a great help everything was excellent. The process was fast and easy and we got the best deal in the area.

Carsmart is the best, they helped me get a vehicle when nobody else would. Vaurice was excellent with assistance, nice attitude. Everybody should come to Carsmart especially for low credit options.

Got my car from here. They were good ppl!

First time getting my car and the experience with them was great! They work great with you to get the car that fits right for you and make sure that it’s something you can afford. Vaurice is nice, professional and knowledgeable about the cars. The entire team is great and make you feel comfortable with speaking to them.

Very nice cars