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  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 9:00 AM – 6:00 PM | Sat: 9:00 AM – 5:00 PM | Sun: Closed

First Time Buyers

If you have never bought a car of your own it can be very scary and intimidating experience. Although with the staff at Car Smart Now you have nothing to worry about, we are prepared to handle your loan application with care, providing you with an enjoyable experience. Don’t get stuck with astronomical interest rates as so many first time buyers oftentimes end up with, causing them to overpay for their vehicle. We help first time buyers enjoy interests rates as low as 7.49%. All that you need is to have worked for your current employer for the last year, or have worked in the same industry for 2 consecutive years. This flexibility works for all professional types, including those that are self-employed.

There are two types of credit you accumulate, smaller loans such as credit cards and larger loans for cars and houses, if you don’t have any credit at all it can be hard to get a loan large enough to buy a decent vehicle. If your loan is too small, you will end up with a less than stellar vehicle, which can amount to the domino effect of high maintenance fees and missed days at work thanks to breakdowns.  Past clients that have had little to no previous credit have enjoyed loans up to $15,000, far more than enough to get a great car that will last many years to come! With years of experience and a close relationships with local lenders, we are able to help first time buyers get the loans that they need at fair rates.

Regardless of your loan size, we have a number of vehicles to select from, in fact we currently have over 200 cars, trucks, SUV’s, and vans in our inventory. We have something for every price range as well, guaranteeing that you find the best deals in town with your newly secured loan! Simply apply online, come on by, or call one of our professional representatives today to get started!


We Love Our Customers!

Car smart is the best, I was in an out in less then two hour an my salesman ( Daunte) made me feel like a family member who gave me a car

Great Experience! Daunte was extremely professional and knowledgeable. He made my first time buying a car stress-free! Will be recommending him to everyone I know looking to purchase a vehicle. 10/10

They are quick and very efficient. I love the customer service

I recommend Tae as the best car salesman im the DMV area

This place is awesome ! I’ve been looking and looking to no avail. Reach out to them today and got me a car today !! It’s been a long time coming .

They are great stayed open late and ensured I was able to drive away same day . Thank you Raeshawn

Good Excellent service we really appreciate all that ya'll done for us!!!!!!

Getting a car was seamless at CarSmart. They are friendly, professional, and knowledgeable. I made an appointment and was able to get in and out within 2 hours. Rashauna was extremely helpful and was able to tell me everything I needed to know about the car. Ishmael and Tim both worked diligently to help me get the best financing options. I would definitely recommend visiting CarSmart if you are looking to purchase a vehicle anytime soon.

Very professional and will work with you.

Great experience here ! Highly recommended !!!!!!! Sales are TAE ,TIM, Raeshawn