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  • Sales Hours Mon-Sat:10:00 AM – 8:00 PM | Sun: Closed
  • Service Hours Mon-Fri: 8:00 AM – 5:00 PM | Sat: 8:00 AM – 4:00 PM | Sun: Closed

Military Auto Loans

At Car Smart Now, we appreciate your services in the military. Whether,  recently returned from oversees, awaiting deployment, or a returning veteran, it doesn’t matter,  we are just so thankful with what you do for all of us.  Without people like you, the rest of us wouldn’t be able to live in a country this safe and full of freedom. Yet, in order for a military to exist people must put their own lives on the line and give up their families for years at a time to travel to unsafe destinations, this selfless act deserves a reward. In order to thank you for your dedication to serving America, we offer great rates and deals on loans to those that are in the military. When you are not busy serving your country or with your family back home, you will need a reliable car. Look to the best in both auto sales and lending with your friends at Car Smart Now.

We are not just offering our services, we are also offering you our expertise, as we know all about how your BH aligns with your income, we also know how to explain this to lenders so that they comprehend your financial situation accurately and thus provide you with the loan you deserve. We also are skilled to read, comprehend, and put to action the information from your LES, thus granting you a worry-free experience and great credit rate that suits your needs and budget with both ease and perfection.

Regardless if you have credit that is good or bad, we have unique services catered to fit your needs, and being in the military you are guaranteed the best deals in comparison with the general public. While a down payment as low as only $500 will dramatically boost your capabilities of getting a reasonable loan, the more cash you are able to put down the higher your chances are of getting a substantial loan. The better the loan, the better the vehicle you will be able to afford; tell us what you want and we will do everything in our power to make it a reality.

We Love Our Customers!

This place is great! They really tend to your needs in a car, and work with you to ensure you leave there in a car! Ishmael was my salesman, he was understanding, and offer me great deals! I'm happy with my decision to go to CarSmart, and would HIGHLY recommend them to all my friends and family.

The experience I received from CarSmart was great. The young man D’aunte was helpful and knowledgeable. He along with the other staff members answered all questions. I will definitely recommend anyone is in the market to purchase a vehicle to come to CarSmart.

D’aunte is an excellent salesperson. He makes sure the customer have an rewarding experience with Carsmart.

Came to car smart on Saint Barnabas rd! Didn't think I was going to get approved and varicella and Tim made it happen! They were very professional and honest! So believe when they call and say your job is your credit. It's the truth.

This place was good patient they work with I would recommend anytime Tim an vaurice where very helpful along with the rest of the staff!!

I had a very lovely experience at CarSmart today. They helped me get financed with bad credit. Vaurice, Dante, Ismail and Tim will get you into a new vehicle. They were fast and super professional and very nice. If you need a new car, Come on over to CarSmart. They can get the job done.

I am well,well pleased with the service that I received from CarSmart, especially Dante's. You were an excellent salesman and showed much respect to me and my friend during the purchase of my new vehicle. I appreciate you and keep up the great work 😊.

Vaurice was Great ! Got us in and out in no time. Would definitely recommend this place to family.

I came here not sure if I would leave with a vehicle. But everyone was so great careing and showed so much respect that I was was so over well with the care that everyone gave. If I ever have have to get another vehicle I will have come here. I will refer anyone. The best of them all are Sales Rep. Vaurice was my sellsman and he was extremely great along with Ismail and Haceeb. THANK YOU Carsmart.

Great experience love this car dealer and vaurice was a great help everything was excellent. The process was fast and easy and we got the best deal in the area.